Leave your job

Leave your job

In a little over five years I saved up enough to never have to work again. I did it making an average salary. You can do it too.

It’s a big world

It’s a big world

Wouldn’t you rather be doing something else with your time?

You can achieve financial freedom

You can achieve financial freedom

It’s actually pretty easy once you get started.

There are a lot of cool places

There are a lot of cool places

And not enough time to see them all.

Noodles & Fish

Noodles & Fish

Goofing off since 2015.

Wasting Your Potential

The other day I was catching up with a chef I used to work for. When I admitted that a few weeks from now marks the two year anniversary of the last day I worked a shift on the line, the conversation inevitably changed to the subject of wasting one’s potential. Understandable, as this is someone who at one point was a mentor, someone who certainly passed along a lot of culinary knowledge early on in my restaurant career. This person frequently took precious time out of their busy day to teach me, and I appreciate that, I really do. That’s …

What Do You Do?

“What do you do?” is a loaded question that is really asking you to talk about work. I have so many problems with this. It’s a hard question to truthfully answer since I can no longer just blurb out my job title. And I don’t think that my job title was ever a great answer even when I could truthfully use it. Without a job you are nothing in America In America it’s held that working hard is the greatest and most noble thing that one can possibly do with your time. I’ve never really understood the logic of this, …

Minimalism

I’m often accused of being a minimalist. Thanks for that vote of confidence, I guess? Though I do try to minimise unnecessary stuff, I’m not quite a minimalist on that front. But, what exactly is minimalism anyway? Minimalism is a hard thing to define. Each person will look at it in a different way. And it’s not about owning a certain small number of things, or living without clutter, it’s not even really about stuff exactly. Well, it is and it isn’t. There is an idea going around that becoming a minimalist will suddenly make you happier. It will free …

The cost to travel in Thailand

I document the costs involved to travel in each country we visit, and share those here. One of the core things that allows me to be financially independent is geographic arbitrage, since travel is usually so much cheaper than life back in the ol’ USA. Long term travel saves me a ton of cash, but more importantly it lets me get an in depth look at many cool places. In case you are curious, costs for each previously visited countries are here: New Zealand, Singapore, Nepal. And for a more long term look at the total costs to travel for over a year …

Diminishing Marginal Utility

The law of diminishing marginal utility Not to be confused with the law of diminishing returns, the law of diminishing marginal utility is an economic concept that is super useful for thinking about your everyday spending. The law states that, past a certain point, an increase in the use of a product doesn’t bring an increase in utility. In fact, each subsequent use leads to less overall satisfaction. Basically, more stuff doesn’t lead to more happiness once your needs are met. I’ll start with a few examples to get you familiar with concept, and then look at consciously applying the …

Bangkok as a Home Base

Living in Bangkok Bangkok is the classic expat destination. From typical age retirees trying to stretch their dollars to younger digital nomads, it’s a popular place for expats. Sometimes it feels a little overrun by the sheer number of foreigners present here, but then again that’s to be expected of the city that attracts more visitors per year than any other city in the world. Take that London, Paris and New York. We first came here six years ago and I instantly fell in love with the place and all it has to offer. Exocitic describes it well. Also huge, …

Travel

Travel We’ve been traveling overseas for over a year now, and we have no intention of stopping anytime soon. It’s been a great time. People often ask us, what have we learned about the world? And, more frequently, how can we afford this lifestyle? What have we learned? You are supposed to learn about the different cultures in the world on a trip like this. Travel is supposed to be a formative period of growth. We definitely have learned and grown. I could talk about how we live better lives with less stuff, how more possessions only slow us down. …

Live Your Dreams Through Passive Income

What does your dream life look like? Or, what would you do with your time if you could do anything? Imagine your dream life for a minute. In your dream life do you still go to to work five days a week?             OK, your dream life might not include lounging around on the beach in Cancun as illustrated above. That life doesn’t actually sound very fulfilling. I’m not sure what your dream life looks like, only you can answer that one. But what I am pretty sure about is that your dream life doesn’t …

Tear Up Your Guidebook

I don’t like guidebooks. I don’t want to go to the same place that every other tourist is going to see, the sights don’t interest me after a point. The world is a beautiful and fascinating place just about everywhere. I’ll have just as much fun – if not more – exploring a random alley over going to see a sight. If you want to have a better adventure you need to tear up your guidebook. Most of the good stuff about traveling isn’t in that book. For that you have to look elsewhere. Sure, guidebooks are useful sometimes. They tell you where to catch …

Nepal trip cost

As per usual I’ve tracked my expenditures and will share my Nepal trip cost here. Nepal is usually a very cheap place to travel. But there are a few places and things that can snag tourists, adding to the overall cost. Kathmandu is generally more expensive than other towns. Trekking is generally more expensive than hanging out in the cities. And the touristy areas are definitely way more expensive than places off the beaten path. Yay, it’s time for some numbers! All prices are converted to US dollars. Total Nepal trip cost In total we spent $3689.27 while in Nepal for …

Another Way To Think About Saving For Retirement

To come up with a future retirement budget most people look at current expenses and then add a chunk for anticipated increases later in life. They calculate needed savings based on that number. It is easy to come up with a number that way, but it is not a useful number for early retirees. I’ve potentially got 70 or more years of retirement planned. My life is going to change a lot over that time horizon. My expenses will change as well. If I had solely looked at my expenses when I was working  to come up with my number …

Nepal Elections 2017

On May 14 Nepal held its first local level elections in twenty years. Its an important step in the right direction for this struggling republic, Nepal has long suffered from political turmoil. A civil war from 1996 to 2006, the royal massacre in 2001, and a significant politically driven economic crisis in 2015 are just a few of the recent examples. It’s really hard as a foreigner to fully understand the politics, but I’ll try to take a stab at the processes involved in voting and the overall mood of the country. We were lucky enough to witness some of the process, …